What does long-term care insurance pay benefits for? 1) When the insured is unable to perform a minimum of three of the activities of daily living (ADL) 2) When the insured is unable to perform a minimum of two of the activities of daily living (ADL) 3) When the insured is unable to perform a minimum of four of the activities of daily living (ADL) 4) When the insured is unable to perform any of the activities of daily living (ADL)
