Maxine had a $54.00 balance in her checking account when a check for $67.00 was cashed. She was charged an overdraft fee. The next day her paycheck, for $312.61, was direct deposited.

Determine the overdraft fee if Maxine's available balance is now $274.61

1.) $25.00
2.) $20.00
3.) $35.00
4.) $30.00